Insurance companies typically do not help you hire a injury attorney, and in fact, their interests often conflict with yours.
1. Insurance Company’s Role
- Claims Adjusters: After an injury, your insurance company or the other party’s insurance company will assign a claims adjuster to evaluate the claim. Their job is to minimize the amount the insurance company pays out.
- Settlement Offers: Insurance companies may offer a settlement to resolve the claim quickly. However, these offers are often lower than what you might be entitled to, as the company seeks to reduce its payout.
2. Why You Might Need an Attorney
- Maximizing Compensation: A personal injury attorney works to ensure you receive fair compensation, considering all damages (medical bills, lost wages, pain and suffering, etc.).
- Negotiating Settlements: Attorneys are experienced in negotiating with insurance companies and can often secure higher settlements than you might on your own.
- Legal Representation: If negotiations fail and you need to file a lawsuit, an attorney will represent you in court.